1.
Kurniawan Latif T. Leveraging Digital Transformation to Overcome Competitive Challenges for New Entrant: A Strategic Approach For MSME Digital Bank (Study Case: Harapan Bank). jrssem [Internet]. 2025 Mar. 28 [cited 2026 Apr. 18];4(8):1086-98. Available from: https://www.jrssem.publikasiindonesia.id.solusipublish.com/index.php/jrssem/article/view/804